---
title: What is Card Not Present Verification
description: 'What Card Not Present Verification is and the guarantees it provides for payment transactions: liveness, card holder identity match, and liability protection.'
canonical: https://developer.unico.io/dual-api/developers/regional-solutions/card-not-present-verification/about-idpay/unico-id-pay
locale: en
generated_by: markdown-export
---

**Card Not Present Verification** is an innovative solution from Unico that combines, in a single verification, both the **identification of the shopper** and **the validation of the credit card's ownership**. This approach ensures safer transactions for remote purchases and helps **recover sales** that could otherwise be lost due to payment inconsistencies.

With **Card Not Present Verification**, you **ensure** that:

- The user is live at the moment of the transaction;
- The identity matches the credit card holder;
- The credit card belongs to the person performing the transaction at your establishment;
  - The authorized and validated use of third-party cards is possible.

:::tip
What's more: you are **guaranteed liability** protection in case of validation errors — see [Chargeback](/developers/regional-solutions/card-not-present-verification/about-idpay/chargeback) for details.
:::

The operation is simple and efficient: a transaction is created from the **credit card number** and the **cardholder's CPF**, and Card Not Present Verification handles the authentication of that transaction, either through facial biometrics or device metadata authentication.

In addition, Card Not Present Verification is highly **flexible** and can be tailored to meet different scenarios and needs. Its platform offers a wide range of features that support various use cases, making it ideal for operations that require precision and security.

For a better understanding of Card Not Present Verification, continue to [Feature](/developers/regional-solutions/card-not-present-verification/about-idpay/feature) to explore all the possibilities the product offers.