流转
每个集成都会执行一个配方：即您项目的 APIKey 中配置的功能组合。配方定义了 Unico 在每个流程中执行的操作，以及如何将结果整合为单一结果——您无需在自己一侧进行任何编排。
身份验证
| 流程 | 功能 | 可能的 result |
|---|---|---|
id_r2 | 活体检测 身份验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idlivetrust_r2 | 活体检测 欺诈风险分类 | PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idtrust_r2 | 活体检测 身份验证 欺诈风险分类 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idunicodocs_r2 | 活体检测 身份验证 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idtrustdocs_r2 | 活体检测 身份验证 欺诈风险分类 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idsmart_r2 | Token 2.0 | PROCESS_RESULT_AUTHENTICATED PROCESS_RESULT_NOT_APPROVED |
idsmart_tp1 | Token 2.0 欺诈风险分类 | PROCESS_RESULT_AUTHENTICATED PROCESS_RESULT_AUTHENTICATED_WITH_HIGH_RISK PROCESS_RESULT_AUTHENTICATED_WITH_CRITICAL_RISK PROCESS_RESULT_AUTHENTICATED_WITH_EXTREME_RISK PROCESS_RESULT_NOT_APPROVED |
以下流程仅适用于巴西客户端
基于评分的决策
通过概率风险评分减少不确定结果
| 流程 | 功能 | 可能的 result |
|---|---|---|
idcheck_r2 | 活体检测 身份验证 风险评分 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
iddocs_r2 | 活体检测 身份验证 风险评分 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idchecktrust_r2 | 活体检测 身份验证 风险评分 欺诈风险分类 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idchecktrustdocs_r2 | 活体检测 身份验证 风险评分 欺诈风险分类 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idcheckserpro_r2 | 活体检测 身份验证 风险评分 Serpro 相似度 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idcheckserprodocs_r2 | 活体检测 身份验证 风险评分 Serpro 相似度 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
重新验证与特殊场景
| 流程 | 功能 | 可能的 result |
|---|---|---|
idage_r2 | 活体检测 年龄验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
idagedocumentless_r2 | 活体检测 年龄验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |
结果解读
无论您的 APIKey 运行哪种配方，最终都会归结为相同的一组 result 值——无需针对每个功能的输出单独进行解读：
| result | Meaning | Recommended action |
|---|---|---|
| PROCESS_RESULT_APPROVED | Real person and validated identity. | Proceed with the flow. |
| PROCESS_RESULT_AUTHENTICATED | User re-authenticated successfully against the reference biometric token (1:1 Validation / Token 2.0). | Proceed with the flow. |
| PROCESS_RESULT_NOT_APPROVED | Identity not validated, re-authentication failed, or extreme risk identified. | End the flow or redirect to an alternative flow. |
| PROCESS_RESULT_NOT_LIVE | Liveness check failed. | End the flow or request a new journey. |
| PROCESS_RESULT_CRITICAL_RISK | Critical fraud risk level identified. | End the flow or route to manual review. |
| PROCESS_RESULT_AUTHENTICATED_WITH_CRITICAL_RISK | User re-authenticated, but a critical fraud risk level was identified. | End the flow or route to manual review. |
| PROCESS_RESULT_AUTHENTICATED_WITH_EXTREME_RISK | User re-authenticated, but an extreme fraud risk level was identified. | End the flow or redirect to an alternative flow. |
| PROCESS_RESULT_HIGH_RISK | High fraud risk level identified. | Route to manual review or an alternative flow. |
| PROCESS_RESULT_AUTHENTICATED_WITH_HIGH_RISK | User re-authenticated, but a high fraud risk level was identified. | Route to manual review or an alternative flow. |
| PROCESS_RESULT_RETRY | Insufficient capture or score to evaluate. | Ask the user for a new capture. |
| PROCESS_RESULT_INCONCLUSIVE | Not enough evidence for a verdict. | Route to manual review or an alternative flow. |
没有适合您用例的配方？
请联系您的 Unico 项目负责人——配方可以根据您的场景进行组合与定制。