流转

每个集成都会执行一个配方：即您项目的 APIKey 中配置的功能组合。配方定义了 Unico 在每个流程中执行的操作，以及如何将结果整合为单一结果——您无需在自己一侧进行任何编排。

身份验证

| 配方 | 流程 | 功能 | 可能的 result | |---|---|---| | id_r2 | 活体检测 身份验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idlivetrust_r2 | 活体检测 欺诈风险分类 | PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idtrust_r2 | 活体检测 身份验证 欺诈风险分类 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idunicodocs_r2 | 活体检测 身份验证 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idtrustdocs_r2 | 活体检测 身份验证 欺诈风险分类 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idsmart_r2 | Token 2.0 | PROCESS_RESULT_AUTHENTICATED PROCESS_RESULT_NOT_APPROVED | | idsmart_tp1 | Token 2.0 欺诈风险分类 | PROCESS_RESULT_AUTHENTICATED PROCESS_RESULT_AUTHENTICATED_WITH_HIGH_RISK PROCESS_RESULT_AUTHENTICATED_WITH_CRITICAL_RISK PROCESS_RESULT_AUTHENTICATED_WITH_EXTREME_RISK PROCESS_RESULT_NOT_APPROVED |

以下流程仅适用于巴西客户端

基于评分的决策

通过概率风险评分减少不确定结果

| 配方 | 流程 | 功能 | 可能的 result | |---|---|---| | idcheck_r2 | 活体检测 身份验证 风险评分 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | iddocs_r2 | 活体检测 身份验证 风险评分 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idchecktrust_r2 | 活体检测 身份验证 风险评分 欺诈风险分类 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idchecktrustdocs_r2 | 活体检测 身份验证 风险评分 欺诈风险分类 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_HIGH_RISK PROCESS_RESULT_CRITICAL_RISK PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idcheckserpro_r2 | 活体检测 身份验证 风险评分 Serpro 相似度 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idcheckserprodocs_r2 | 活体检测 身份验证 风险评分 Serpro 相似度 人脸证件匹配 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_RETRY PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |

重新验证与特殊场景

| 配方 | 流程 | 功能 | 可能的 result | |---|---|---| | idage_r2 | 活体检测 年龄验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE | | idagedocumentless_r2 | 活体检测 年龄验证 | PROCESS_RESULT_APPROVED PROCESS_RESULT_INCONCLUSIVE PROCESS_RESULT_NOT_APPROVED PROCESS_RESULT_NOT_LIVE |

结果解读

无论您的 APIKey 运行哪种配方，最终都会归结为相同的一组 result 值——无需针对每个功能的输出单独进行解读：

result	Meaning	Recommended action
PROCESS_RESULT_APPROVED	Real person and validated identity.	Proceed with the flow.
PROCESS_RESULT_AUTHENTICATED	User re-authenticated successfully against the reference biometric token (1:1 Validation / Token 2.0).	Proceed with the flow.
PROCESS_RESULT_NOT_APPROVED	Identity not validated, re-authentication failed, or extreme risk identified.	End the flow or redirect to an alternative flow.
PROCESS_RESULT_NOT_LIVE	Liveness check failed.	End the flow or request a new journey.
PROCESS_RESULT_CRITICAL_RISK	Critical fraud risk level identified.	End the flow or route to manual review.
PROCESS_RESULT_AUTHENTICATED_WITH_CRITICAL_RISK	User re-authenticated, but a critical fraud risk level was identified.	End the flow or route to manual review.
PROCESS_RESULT_AUTHENTICATED_WITH_EXTREME_RISK	User re-authenticated, but an extreme fraud risk level was identified.	End the flow or redirect to an alternative flow.
PROCESS_RESULT_HIGH_RISK	High fraud risk level identified.	Route to manual review or an alternative flow.
PROCESS_RESULT_AUTHENTICATED_WITH_HIGH_RISK	User re-authenticated, but a high fraud risk level was identified.	Route to manual review or an alternative flow.
PROCESS_RESULT_RETRY	Insufficient capture or score to evaluate.	Ask the user for a new capture.
PROCESS_RESULT_INCONCLUSIVE	Not enough evidence for a verdict.	Route to manual review or an alternative flow.

完整的响应合约请参见获取流程或创建流程。

没有适合您用例的配方？

请联系您的 Unico 项目负责人——配方可以根据您的场景进行组合与定制。